Terms and Conditions
Last Updated September 2024
Welcome to webloan.ph. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.
1. General Information
webloan.ph provides a loan comparison service, helping users find and compare various online loan offers from different lenders in the Philippines. We do not offer loans directly but redirect users to third-party lenders based on their preferences.
For any inquiries, questions, or disputes, please contact us at:
- Email: webloanph@gmail.com
2. Service Provided
webloan.ph offers an online platform that enables users to compare loans from various lenders. The information provided is for general informational purposes only and should not be considered as financial advice. Users are responsible for making informed decisions about loans based on their financial situation.
We do not guarantee loan approval or specific loan conditions, as final decisions and terms are determined solely by the lenders.
3. Third-Party Lenders and Links
Our website includes links to third-party lender websites. Once redirected to these sites, users are subject to the terms and conditions of the respective lender. We are not responsible for the services, terms, or privacy policies of these third-party lenders.
While we strive to provide accurate, up-to-date information, loan offers and rates may change without notice. Users should verify all details directly with the lender before submitting an application.
4. Use of Website
Our services are intended for users in the Philippines. While there are no specific age or geographic restrictions for using our website, please note that loan applications may only be considered by lenders if the applicant is 18 years old or older, as per the lender’s terms and conditions.
By using webloan.ph, you agree to:
- Use the website for lawful purposes only
- Not interfere with or disrupt the website’s services
5. Data Collection and Privacy
webloan.ph does not collect personal data by default. Users can explore loan options freely without sharing personal information. However, for users interested in a more accurate loan approval forecast, we offer an optional form that collects basic personal information. This helps improve the accuracy of our predictive analytics for loan approval chances.
For more information on how we handle data, please refer to our Privacy Policy.
We use third-party analytics and marketing tools to help improve our website’s performance. These third-party tools may collect anonymous usage data. Further details will be available in our Privacy Policy.
6. Disclaimer of Liability
While we update our loan data regularly by contacting lenders directly, there may be times when the information provided on our website is not fully accurate or up-to-date if a lender fails to notify us of changes. We cannot be held responsible for any inaccuracies in loan information. Users are encouraged to verify all terms, rates, and conditions directly with the lender after being redirected from our site.
No Warranties: We provide the website on an “as-is” and “as-available” basis. We make no warranties or guarantees about the completeness, accuracy, or reliability of the loan offers displayed on our site.
Limitation of Liability: webloan.ph shall not be liable for any damages, losses, or expenses that arise from the use of our website, the loan offers presented, or the actions of third-party lenders.
7. Changes to Terms and Conditions
We reserve the right to update or change these Terms and Conditions at any time. Users will be notified of any changes via email if they are subscribed to our newsletters. A “last updated” date will also be posted at the top of this page.
By continuing to use our services after any changes, you accept and agree to the modified Terms and Conditions.
8. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any disputes arising from the use of our website or services will be subject to the jurisdiction of the courts in the Philippines.
9. Contact Us
If you have any questions or need further information regarding these Terms and Conditions, please contact us at:
- Email: webloanph@gmail.com